Dec 2021 | Small Business

Commercial Delphi is our commercial risk score which calculates the likelihood of business failure over a 12 month period to help you make informed lending decisions. Generation 6 is our most accurate score yet – it uses Commercial Credit Data Sharing (CCDS) information including Current Account Turnover data and payment information on credit cards, loans, asset finance and commercial mortgages to provide insight into an organisation’s cashflow, payment behaviour and propensity to pay.