Over recent years firms’ have embraced affordability as a means of measuring risk. This has led to a raft of new product design, subsequently leading to new lending. With a rise of lending (in value and volume) – people’s exposure and financial capacity has become strained.
In this insight report we explore pre and post-pandemic trends, we give a view of consumer needs, and wants and explore the strategies needed that can help consumers better understand and manage their financial health.
