What you’ll learn
Launched in May 2020, the government-backed Bounce Back Loan Scheme (BBLS) helped keep many UK businesses alive through 2020 – the worst year for growth on record in the UK. The scheme formed part of the Chancellor’s promise to do “whatever it takes” to help firms weather the pandemic. It offered comparatively easy access to credit which SMEs may have been unable to obtain elsewhere.
A year later, the first repayments are falling due, raising a question largely unasked during 2020’s rush to save firms: will borrowers actually be able to pay back what they owe? This report for lenders gives the first indications of an answer to that question.
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This whitepaper offers insights and recommendations for lenders with BBLS loans on their books. It covers:
The explosion of business credit triggered by BBLS
and why...
The coming crunch time for BBLS repayments
How are business...
Reasons to be optimistic about BBLS repayments
Learn how BBLS actually...
A sneak peek into...
The Bounce Back Loan Scheme: a thriving SME economy or an artificial one?
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Download the full paper and discover how accurate data powers effective lending
Experian’s Commercial Credit Bureau is a market-leading source of information on British businesses and their financial health. Using data compiled from our bureau, this paper explores UK business’s ability to pay back, and steps lenders can take to reduce their own exposure.
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